ICBC(SH:601398) Zhong Guo Jin Rong Xin Xi Wang·2025-05-13 09:07Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Ningbo Branch is committed to enhancing its financial services across various sectors, including technology finance, green finance, inclusive finance, pension finance, and digital finance, to support high-quality economic development in Ningbo [1][7]. Group 1: Technology Finance - ICBC Ningbo Branch focuses on serving technology-driven small and medium-sized enterprises, high-tech companies, and national technology innovation demonstration enterprises by optimizing its "five specialized" service system [2]. - The establishment of the ICBC Ningbo Technology Finance Center aims to enhance service quality and provide comprehensive financial support for technology enterprises [2]. - The bank promotes a multi-faceted service approach, integrating innovation, industry, talent, and funding to foster a virtuous cycle among technology, industry, and finance [2]. Group 2: Green Finance - The bank is dedicated to building a green finance ecosystem, supporting clean energy development, energy conservation, and environmental protection initiatives [3]. - As of September, the balance of green loans exceeded 77 billion yuan, an increase of over 16 billion yuan year-on-year, with a growth rate of 27%, outpacing the overall loan growth by 12 percentage points [3]. - ICBC Ningbo Branch is actively involved in projects that contribute to the city's dual carbon goals and the establishment of a high-quality green development framework [3]. Group 3: Inclusive Finance - The bank emphasizes a comprehensive approach to inclusive finance, focusing on small and micro enterprises, individual businesses, and agricultural operators [4]. - By launching various digital inclusive financial products, the bank aims to meet the financing needs of small businesses and the agricultural sector [4]. - As of September 2024, the balance of inclusive loans for small and micro enterprises exceeded 55 billion yuan, with agricultural loans surpassing 100 billion yuan, and nearly 50% of loans being digital [4]. Group 4: Pension Finance - ICBC Ningbo Branch is developing a pension finance service system to meet the needs of an aging society, focusing on pension financial services, pension industry finance, and related services [5]. - The bank is enhancing its service capabilities for elderly clients through a network of flagship and benchmark branches [5]. - The bank has issued over 150 million yuan in loans for the pension industry, supporting qualified pension enterprises [5]. Group 5: Digital Finance - The bank is advancing its digital finance strategy by promoting an integrated service model that combines platforms, products, and scenarios [6]. - ICBC Ningbo Branch serves over 9 million customers, focusing on using digital solutions to benefit agriculture, citizens, enterprises, and governance [6]. - The establishment of an enterprise-level risk control platform enhances the bank's overall risk management capabilities [6].