支持产业科技创新中心建设 深圳已评定45家科技支行

Core Viewpoint - Shenzhen's financial regulatory bureau has issued the "Action Plan for High-Quality Development of Science and Technology Finance in the Banking and Insurance Industries," outlining 25 measures to support the city's development as a global innovation center, emphasizing the importance of financial services in the tech innovation ecosystem [1][2]. Group 1: Action Plan Overview - The Action Plan includes seven key areas: overall requirements, organizational management mechanisms, product service systems, pilot policies, comprehensive ecosystems, risk control capabilities, and organizational support [1]. - The plan aims to enhance the financial support for technology-driven enterprises, with a focus on high-risk, high-reward sectors that typically face financing challenges [1]. Group 2: Financial Support and Metrics - As of March 2025, the loan balance for technology enterprises in Shenzhen reached 1.23 trillion yuan, reflecting a year-on-year growth of 7.23% [1]. - The cumulative risk protection provided by technology insurance in Shenzhen exceeded 900 billion yuan in 2024 [1]. Group 3: Organizational and Product Development - Shenzhen has established a specialized financial service system for technology, including the evaluation of 45 technology branches across key innovation zones [2]. - The Action Plan encourages banks to increase credit loans and long-term loans for technology enterprises, focusing on R&D capabilities and patent values [3]. Group 4: Ecosystem and Collaboration - The financial regulatory bureau collaborates with multiple departments to enhance the technology finance work mechanism, promoting information sharing and risk compensation mechanisms [3]. - The plan supports the establishment of specialized institutions within banks and insurance companies to better serve technology enterprises [2]. Group 5: Innovation and Investment - Shenzhen has seen rapid implementation of innovative policies, with technology enterprise merger loan balances exceeding 3 billion yuan and a 30% year-on-year growth in intellectual property pledge financing [5]. - Five Asset Investment Companies (AIC) have reached agreements for 11 fund collaborations with Shenzhen's state-owned assets, totaling 57 billion yuan [5]. Group 6: Future Goals - Over the next five years, Shenzhen aims to achieve significant improvements in technology finance service quality, expand the number of specialized institutions, and ensure that the growth rates of loans to technology enterprises exceed the average loan growth [6].