Bank Of Lanzhou(SZ:001227) Sou Hu Cai Jing·2025-05-14 02:57Financial Performance - In 2024, the company achieved an operating income of 7.854 billion yuan and a net profit attributable to shareholders of 1.888 billion yuan, representing a year-on-year growth of 1.29% [1] - As of March 2025, the company's asset scale exceeded 490 billion yuan, with a growth of 1.32% since the beginning of the year [1] - The company issued loans and advances totaling 262.99 billion yuan, marking a 7.18% increase, the largest growth in five years [1] Asset Quality and Stability - As of the end of 2024, the company reported a non-performing loan ratio of 1.83% and a provision coverage ratio of 201.60%, indicating stable asset quality [2] - The total assets reached 486.285 billion yuan by the end of 2024, with a year-on-year growth of 7.25% [2] Green Finance Initiatives - The company has actively engaged in green finance, providing loans for carbon reduction projects, with a total of 62.1046 million yuan disbursed, leading to a carbon reduction of 8,492.85 tons [4] - By the end of 2024, the balance of green loans reached 15.218 billion yuan, reflecting a net increase of 2.452 billion yuan, a growth rate of 19.21% [4] Inclusive Finance Strategy - The company focuses on inclusive finance, targeting small and micro enterprises, with a total of 9,076 small micro loan accounts and a balance of 13.794 billion yuan, which increased by 1.202 billion yuan, a growth rate of 9.55% [6] - In 2024, the company issued 2.31 billion yuan in small micro loans through various online products, enhancing accessibility for small businesses [6] Support for Local Economic Development - The company has supported 508 provincial key projects with a total credit of 30.56 billion yuan, focusing on infrastructure, agriculture, and environmental projects [8] - The company has also emphasized the development of the manufacturing sector, with a total manufacturing loan balance of 21.165 billion yuan, reflecting a net increase of 1.681 billion yuan [9] Conclusion - The company's annual report data illustrates a stable operational picture and highlights the effective implementation of financial supply-side reforms in the northwest region, showcasing the synergy between green finance and inclusive finance [10]