ICBC(SH:601398) Zhong Guo Jin Rong Xin Xi Wang·2025-05-14 07:23Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Ningbo Branch is committed to enhancing financial services for the real economy, accelerating digital transformation, and promoting technological finance development in line with national economic policies [1][2]. Group 1: Financial Support for Technology and Innovation - ICBC Ningbo Branch has prioritized support for strategic emerging industries, technological innovation, and advanced manufacturing, with loans for strategic new industries exceeding 10 billion yuan by the end of 2023, reflecting a nearly 60% year-on-year increase [2]. - The branch has a coverage rate of nearly 80% for national-level manufacturing champions, enhancing loan approval efficiency and service quality by delegating approval authority for specialized small and medium enterprises [2][3]. - A new equity investment fund has been established to support high-quality "specialized, refined, distinctive, and innovative" industries in the Ningbo area, aligning with national policy directions [2]. Group 2: Digital Financial Services and Inclusivity - ICBC Ningbo Branch has launched a specialized online banking version for "specialized, refined, distinctive, and innovative" enterprises, focusing on user experience and functionality [3]. - The branch has expanded its inclusive financial services, introducing various digital products such as business quick loans and merchant loans, with the balance of inclusive loans for small and micro enterprises exceeding 43.7 billion yuan by the end of 2023, and nearly 40% of these being online digital loans [5]. Group 3: Intellectual Property Financing - The branch has strengthened its financial support for high-tech enterprises by exploring new models for intellectual property financing, with a pledge financing balance exceeding 2.6 billion yuan by the end of 2023, an increase of 2.2 billion yuan since the beginning of the year [6].