弘康人寿：一季度实现良好开局，偿付能力持续向好

Core Insights - The insurance industry is accelerating its transformation from a "scale-driven" model to a "value-driven" approach, continuously releasing potential in alignment with national strategies, public welfare, and economic transformation [1][2] Group 1: Financial Performance - In the first quarter of 2025, Hongkang Life reported a core solvency adequacy ratio of 129.85%, a year-on-year increase of 52.23%, and a comprehensive solvency adequacy ratio of 166.50%, up 19.47% year-on-year, indicating sustained solvency and profitability [1] - The company achieved positive growth in scale premiums in Q1 2025, marking a strong start to the year [1] Group 2: Business Strategy - Hongkang Life emphasizes a "customer-first" philosophy, focusing on customer needs to promote insurance as a means of protection, with goals to enhance coverage, improve accessibility, and elevate service quality [1] - The company is committed to a value-oriented business development strategy, actively reducing capital-intensive and low-profitability scale businesses while promoting value-driven operations that balance customer and company interests [1] Group 3: Compliance and Risk Management - The company adheres to a guiding philosophy of "long-term stability, innovation leadership, and technology-driven" approaches, implementing comprehensive risk management and strengthening compliance culture across all business lines and functions [2] - Compliance management is integrated into critical processes such as product development, marketing, underwriting, claims, expense management, personnel management, and fund utilization [2] Group 4: Future Outlook - Hongkang Life aims to maintain its commitment to serving the public, deepen lean management, activate internal growth momentum, and firmly advance value transformation and compliance operations to establish a foundation for high-quality development [2]