Financial Support for Agriculture - The National Financial Supervision Administration has issued a notice to ensure financial support for important agricultural products, aiming for continuous growth in agricultural loan balances compared to the beginning of the year [1][8] - On May 7, the People's Bank of China decided to increase the re-lending quota for agricultural support by 300 billion yuan, enhancing inclusive financial support for agriculture [1][8] Agricultural Innovation and Technology - Farmers are increasingly adopting advanced technologies such as drones for fertilization and pest control, significantly improving efficiency in agricultural practices [2][3] - The introduction of the "Farmer Family Asset Liability Sheet" financing model in Zhejiang allows for the inclusion of intangible assets in the bank's evaluation system, enhancing loan management and risk control for farmers [5] Loan Accessibility and Cost Reduction - The average interest rate for newly issued inclusive agricultural loans dropped to 4.52% in the first two months of the year, down from 4.9% the previous year [6][8] - Financial institutions in various regions are prioritizing agricultural loan projects and optimizing digital services to facilitate quick loan applications for farmers [4][8] Support for Agricultural Enterprises - The Xiaoyang County Credit Union provided a loan of 3.4 million yuan to a local organic rice planting enterprise, reducing the interest cost by approximately 28.58% compared to the previous year [7][8] - The "Fumin Loan" product, designed for farmers without collateral, has been effective in providing necessary funding for agricultural innovations [10][11] Focus on New Agricultural Entrepreneurs - Financial institutions are developing targeted loan products for new agricultural entrepreneurs and innovators, such as "New Farmer Loans" and "Agricultural Creator Loans" [11] - There is an ongoing effort to establish a financial service team to better understand the financing needs of new agricultural operators [11]
增加支农支小再贷款额度三千亿元,加大普惠金融支农力度 金融“活水”更多更快更精准流入良田(经济新方位)
Ren Min Ri Bao·2025-05-14 21:59