担心“扣钱”而去买银行股，为何说公募基金不可能这么做？

Group 1 - The core viewpoint of the news is that the new performance benchmark assessment for public funds has led to increased attention on bank stocks, as funds need to outperform the CSI 300 index to avoid penalties [1][3] - Bank stocks have seen a significant rise, contributing to the Shanghai Composite Index breaking through 3400 points, indicating a potential shift in fund allocations towards large financial institutions [1][3] - The argument that public funds will buy bank stocks due to performance concerns is considered flawed, as many fund managers aim to outperform the market and have historically not relied on bank stocks for excess returns [3][4] Group 2 - The current valuation of large bank stocks is relatively high, and buying them to meet performance benchmarks could be seen as a risky move for fund managers [3] - The new assessment criteria, which focus on a three-year performance period rather than annual assessments, allow funds to adopt a more strategic approach to investment without immediate pressure [4] - The intrinsic nature of active equity funds is to generate excess returns while managing risks, and deliberately investing in bank stocks to meet benchmarks could diminish the value proposition of these funds for investors [4]