赣州银行：创新普惠金融举措，开启小微企业融资新程

Group 1 - Ganzhou Bank is committed to promoting inclusive finance and supporting small and micro enterprises in Jiangxi province, aligning with national policies to enhance financial services for the real economy [1][12] - The bank has launched a dedicated financial product called "Home Decoration Merchant Loan" to support merchants participating in the 2025 Ganzhou Home Decoration and Kitchen Renovation Activity, offering competitive interest rates starting from 3.5% [4][5] - As of now, 5,357 merchants have participated in the renovation activity, facilitating home decoration consumption amounting to 6.92 billion yuan, with total credit exceeding 50 million yuan provided by Ganzhou Bank [5] Group 2 - Ganzhou Bank is focusing on technology finance to support small and medium-sized enterprises (SMEs) with strong innovation capabilities but lacking collateral, by optimizing supply chain financial products [6][9] - The bank has successfully provided loans to over 1,100 technology SMEs, with total credit surpassing 6 billion yuan, covering various sectors such as smart manufacturing and biomedicine [9] - A successful case involved a collaboration with a technology SME, where the bank provided a total of 3 million yuan in credit to address the company's funding gap [8] Group 3 - Ganzhou Bank is exploring green finance by collaborating with local forestry and insurance companies to create innovative financing solutions, such as forestry insurance loans, to support ecological resource management [10] - The bank has initiated a "thousand enterprises and ten thousand households" outreach program to connect with small and micro enterprises, resulting in over 130 billion yuan in credit approvals and 108 billion yuan in disbursements [12] - The bank aims to deepen cooperation among government, banks, and enterprises, and to explore new paths for "green inclusive" and "digital inclusive" finance development [12]