现在手握大量现金的人，现在要偷笑了，原因有这4点

Group 1 - The core argument is that cash is becoming more valuable in a deflationary environment, as the purchasing power of money increases due to falling prices [3][5][11] - The broad money supply (M2) in China reached 326.06 trillion yuan, growing by 7% year-on-year, indicating a significant increase in money supply relative to GDP [1] - Bank deposit interest rates have decreased, with state-owned banks offering rates below 2% for three-year fixed deposits, leading to reduced income for savers [1] Group 2 - In a deflationary context, having cash allows individuals to navigate economic uncertainties, such as job loss or medical emergencies, without panic [7][11] - Cash holders can wait for new investment opportunities, especially as many investors face losses in stock and fund markets, making cash a safer option for the time being [9][11] - The potential for acquiring distressed assets, particularly in the real estate sector, is highlighted, with examples of wealthy individuals preparing to invest in undervalued properties as market conditions worsen [9][11] Group 3 - Cash can provide liquidity to struggling businesses, allowing them to survive during economic downturns, which is crucial for maintaining operations until the market stabilizes [11] - The sentiment among business owners is shifting, recognizing cash as essential for survival rather than a liability, especially in challenging economic times [11]