兴业银行重庆分行落地全行首笔“知识产权挂钩贷款”

Group 1 - The core idea of the news is the launch of the first "intellectual property-linked loan" by Industrial Bank's Chongqing branch, aimed at supporting specialized and innovative enterprises by linking loan interest rates to the number of patents held by the company [1][2] - The Chongqing branch of Industrial Bank has created innovative products to provide effective financial support for enterprises' research and development, in line with the guidelines from the People's Bank of China [1] - A specific specialized enterprise, which holds 86 national invention patents, received a loan of 30 million yuan to alleviate its liquidity issues due to increased demand in the non-ferrous metal alloy manufacturing sector [1] Group 2 - The "intellectual property-linked loan" is designed to convert technological investments into financing cost advantages for specialized and technology-driven enterprises, achieving a win-win situation for social and economic benefits [2] - Industrial Bank's Chongqing branch aims to innovate financial products in response to the "Science and Technology Innovation Leading Plan" issued by multiple ministries, providing comprehensive financial services for technology enterprises [2] - By April 2025, the Chongqing branch expects to have a technology finance loan balance of 10 billion yuan and partnerships with over 9,000 technology enterprises, contributing significantly to the development of technology companies in Chongqing [2]