中国票据市场发展研讨会暨《金融强国建设与中国票据市场发展研究》首发式在广州顺利举办

Core Viewpoint - The conference on the development of the Chinese bill market highlighted its critical role in connecting finance with the real economy, emphasizing the need for innovation and collaboration among financial institutions to enhance the market's efficiency and effectiveness [2][4][20]. Group 1: Importance of the Bill Market - The bill market is a vital component of China's financial system, serving as an important financing channel for enterprises and a key vehicle for monetary policy transmission [3][4]. - It plays an irreplaceable role in optimizing resource allocation, promoting economic structure adjustment, and serving the real economy [3][4]. Group 2: Institutional Contributions - Jiangxi University of Finance and Economics has established multiple research institutions, including the Jiu Yin Bill Research Institute, to explore the development of the bill market and promote its integration with the real economy [3][4]. - Jiujiang Bank has received several awards for its innovative practices in industrial finance and has been recognized as an "Excellent Comprehensive Business Institution" by the Shanghai Bill Exchange for three consecutive years [4][10]. Group 3: Challenges and Innovations - The banking sector is facing challenges such as narrowing interest margins and increasing asset quality pressures, prompting the need for small and medium-sized banks to reshape their business logic [5][10]. - The bill business is evolving from a traditional payment tool to a strategic safety net for small and medium-sized banks, expanding its value boundaries [5][10]. Group 4: Research and Development - The newly published book "Research on Financial Power Construction and the Development of the Chinese Bill Market" outlines the historical development of the bill market and its future directions, emphasizing its role in supporting the real economy [6][7]. - The book consists of four chapters, covering the development history, modernization efforts, current market trends, and insights from industry experts [7][8]. Group 5: Digital Transformation - The integration of digital technology in the bill market is expected to enhance efficiency and create new trends, such as the independent existence of bill accounts and the connection between small credit and bill acceptance [9][10]. - The Shanghai Bill Exchange has introduced a new generation of bill business systems to improve usability and risk management [12][13]. Group 6: Cultural and Strategic Development - The cultural aspect of the bill market is emphasized as essential for its development, focusing on credit culture, compliance, and innovation [13][14]. - Small and medium-sized banks are encouraged to adopt a differentiated strategy in bill business to enhance competitiveness and meet diverse customer needs [11][14].