2025五道口金融论坛｜肖钢：推动金融行业严格执行AI算法备案制度

Core Viewpoint - The development of the digital economy and digital finance is progressing positively, with a strong emphasis on the integration of artificial intelligence (AI) in financial applications and the need for governance in this area [1][6][7]. Group 1: Digital Economy Growth - The digital economy showed a strong performance in Q1, with core industries growing over 10%, significantly outpacing GDP growth [3]. - The digital manufacturing sector's value added increased by 11.5%, surpassing the growth rates of the overall industrial and high-tech manufacturing sectors [3]. - Digital services, particularly in information transmission, software, and IT services, achieved double-digit growth, exceeding the overall service sector growth by 5 percentage points [3]. Group 2: Investment Trends - Investment in core digital economy industries surged, driven by policies and recovering market demand, with fixed asset investment growing by 4.2% year-on-year, an increase of 1 percentage point from the previous year [3]. - High-tech industry investment rose by 6.5%, significantly higher than the national fixed asset investment growth rate [5]. - Investment in digital economy core industries also saw double-digit growth, with electronic information manufacturing and information services increasing by 10.1% and 10.5%, respectively [5]. Group 3: Digital Consumption - Digital consumption is on the rise, with online food consumption growing faster than overall consumption, and the "trade-in" model boosting online sales [4]. - The rapid development of digital service consumption is notable, driven by innovations in digital technology and new consumption scenarios created through the internet and AI [4]. Group 4: Financial Institutions' Investment Strategies - Financial institutions are becoming more strategic in their technology investments, focusing on cost-effectiveness and the return on investment [5]. - The banking sector's technology investment growth has slowed, while the securities sector has increased its investment intensity, reflecting a shift in focus towards rational investment [5]. Group 5: Governance of AI in Finance - There is a need to establish a governance framework for generative AI applications in finance, including strict adherence to AI algorithm registration systems [6][7]. - The importance of matching AI models to specific financial scenarios is emphasized, alongside the need to address risks associated with AI misuse [7]. - The construction of a high-quality financial data market is essential, focusing on data ownership, pricing, and circulation [7][8].