中国人民银行金融研究所所长丁志杰：持续推进深化金融体制改革

Core Viewpoint - The report emphasizes the need for continuous deepening of financial system reforms in China to enhance resilience amid internal and external pressures [1] Group 1: Financial System Components - The report summarizes the construction of six core components of the financial system: financial regulation, financial markets, financial institutions, financial products and services, financial infrastructure, and financial control in 2024 [1] - It outlines future prospects for financial system reforms from the perspectives of reform, regulation, and opening up [1] Group 2: Recommendations for Financial Reform - The first recommendation is to optimize the allocation of financial resources, focusing on maintaining a stable financial environment and supporting strategic emerging industries and technological innovation [1] - The second recommendation is to accelerate the improvement of the central bank system and enhance the transmission mechanism of monetary policy, emphasizing interest rate marketization reform [2] - The third recommendation is to strengthen financial stability guarantees and enhance regulatory frameworks, particularly for small and medium-sized banks [2] - The fourth recommendation is to adhere to the essence of finance and improve service quality, focusing on serving the real economy and enhancing internal governance [2] - The fifth recommendation is to promote high-level financial openness and accelerate the construction of a strong financial nation, including advancing the internationalization of the Renminbi [3]