彭立峰：推动普惠金融与养老金融相结合，做好适老化服务，维护老年人权益｜快讯

Core Insights - The People's Bank of China emphasizes the importance of inclusive finance, focusing on special groups such as small and micro enterprises, farmers, low-income urban residents, the poor, disabled individuals, and the elderly [2][3] Group 1: Development Focus - The future development of inclusive finance will concentrate on integrating policies and enhancing the "Five Major Articles" to create a supportive policy environment [2] - Significant progress is expected in six areas: 1. Increased accessibility of basic financial services with improved efficiency and digital service levels [2] 2. Enhanced financing convenience for small and micro enterprises, individual businesses, and new agricultural operators [3] 3. Improved financial services for rural development, with a stronger rural financial service system and increased support for rural infrastructure [2][3] 4. Better financial consumer education and protection mechanisms, with a focus on the usability and safety of digital financial products [3] Group 2: Risk Management and Evaluation - Enhanced risk prevention capabilities for key institutions and sectors, particularly for small and medium-sized financial institutions [3] - A comprehensive evaluation index system for the high-quality development of inclusive finance is being established [3] - The financing scale in the inclusive finance sector is growing rapidly, with an increase in the number of credit accounts and a decrease in financing costs [3] Group 3: Future Initiatives - Future initiatives will include strengthening the integration of inclusive finance with pension finance [3] - Continuous upgrades to bank branches and client services to ensure accessibility, particularly for the elderly who prefer cash transactions [4]