何海峰：激发商业性金融机构活力，助力科技创新与绿色转型

Core Viewpoint - The construction of a modern industrial system in China relies heavily on the integration of technological innovation and industrial innovation, emphasizing that these two aspects should not be treated separately [1][3]. Group 1: New Quality Productivity - The development of new quality productivity should be a key focus in the "14th Five-Year Plan," particularly in strategic emerging industries and future industries [3]. - The main challenges facing industrial development include uncertainties in economic operations, such as technological shocks from big data and artificial intelligence, as well as geopolitical factors [3]. Group 2: Industrial Concepts - New concepts introduced include industrial scope, industrial boundaries, and industrial depth, which emphasize the importance of not only the scale of industry development but also the composition and connections between industries [3]. - The balance between technological and economic factors, as well as domestic and international dynamics, is crucial for the growth of any industry [3]. Group 3: Financial Support for Innovation - Financial policies must innovate to provide precise support for technological innovation and green transformation while balancing financial openness and risk prevention [4][5]. - Key elements of financing for technological innovation and green transformation include quantity, price, and duration, with a focus on mobilizing commercial financial institutions through lower interest rates and longer terms [5]. Group 4: Financial Openness and Risk Management - Financial openness is essential, requiring the effective utilization of both domestic and international financial resources, while continuously improving compliance and risk management systems [5]. - Future risk prevention will focus on cross-border capital flows and cross-market risk transmission, necessitating international regulatory cooperation and the use of modern technologies like big data and AI [5].