苏州银行2024年净利润突破50亿 深融区域经济助力高质量发展

Core Viewpoint - Suzhou Bank reported a steady growth in revenue and net profit for the year 2024, demonstrating strong operational efficiency and commitment to shareholder returns through consistent cash dividends [1][2] Financial Performance - In 2024, Suzhou Bank achieved an operating income of 12.224 billion yuan, a year-on-year increase of 3.01% - The net profit attributable to shareholders reached 5.068 billion yuan, reflecting a growth of 10.16% - Basic earnings per share stood at 1.31 yuan, indicating robust operational quality [1] Dividend Policy - The bank has maintained a cash dividend payout ratio exceeding 30% for five consecutive years, with an increase in the payout ratio for four consecutive years - The chairman emphasized that the increase in cash dividends is a way to reward long-term shareholders despite the overall profit growth pressure in the banking industry [1] Asset Quality and Risk Management - Suzhou Bank has seen a continuous decline in non-performing loan ratio for six years, maintaining a strong position compared to peers - The bank focuses on value creation while managing risks, enhancing its risk management capabilities across all dimensions [2] Strategic Initiatives - The bank is committed to deep integration with the regional economy, employing a dual-driven strategy of "Technology + Cross-border" and "Livelihood + Wealth" - This strategy aims to support the industrial development of Jiangsu Province and Suzhou City [2] Future Outlook - 2025 marks the 15th anniversary of Suzhou Bank and is a pivotal year for its three-year strategic plan - The bank plans to deepen integrated operations, focusing on core business development, risk control, and digital transformation to promote high-quality growth [2] Market Position - Suzhou Bank, as the only listed city commercial bank headquartered in Suzhou, has established a network of 185 branches across Jiangsu Province and a representative office in Singapore - It ranks 253rd in the global banking rankings by The Banker magazine, showcasing its strong comprehensive strength [2]