AI，正在为金融科技注入新活水

Group 1 - The core idea is that financial technology (FinTech) requires continuous innovation and integration with new technologies, particularly AI, to enhance its capabilities and meet industry and consumer needs [2][5] - FinTech has been exploring the integration with AI even before its widespread commercialization, leading to concepts like intelligent risk control and digital finance [2][4] - The arrival of the AI era presents new opportunities for FinTech to achieve deeper integration with various industries, overcoming previous superficial connections [3][6] Group 2 - Historically, the integration of finance and industry has been challenging, with previous attempts often resulting in temporary and superficial connections [3][4] - The lack of a true "fusion point" between FinTech and industry has hindered sustainable integration, necessitating a long-term approach [3] - AI facilitates a more profound and comprehensive integration of FinTech with industry by transforming internal processes and elements [3][5] Group 3 - The debate over whether FinTech belongs to finance or technology has persisted, but AI's maturation is leading to a more unified understanding of FinTech as a cohesive entity [4][5] - AI is replacing traditional elements within FinTech, marking a significant transformation in its underlying components and operational processes [5][6] - The operational flow of FinTech is evolving from being limited to the industry's periphery to encompassing the entire supply chain, driven by AI's integration [5][6]