一年期定期存款利率下破1%，月月评估分红基金——现金流ETF（159399）和红利国企ETF（510720）或迎布局机遇

Group 1 - Major Chinese banks, including ICBC, Bank of China, and others, have lowered RMB deposit rates, with one-year fixed deposit rates dropping below 1% [1] - The reduction in deposit rates is part of a broader macroeconomic trend, with domestic interest rate cuts and a decline in risk-free yields, making high-dividend assets more attractive [1] - The U.S. Federal Reserve maintained its benchmark interest rate at 4.25%-4.5%, while U.S. inflation data showed a decrease, which may enhance expectations for rate cuts and positively impact dividend strategies [1] Group 2 - The dividend sector is highlighted for its defensive attributes amid market volatility, with investors likely to prefer certainty in uncertain environments [2] - Historical performance indicates that dividend strategies outperform in turbulent and declining markets, serving as a stabilizing component in investment portfolios [2] Group 3 - The Cash Flow ETF (159399) focuses on large and mid-cap stocks, tracking the FTSE China A-Share Free Cash Flow Focus Index, and has shown an annualized return of approximately 20% from 2014 to 2024 [3] - As of May 19, 2025, the Cash Flow Index has a dividend yield exceeding 4.5%, providing a solid foundation for dividends [3] Group 4 - The Dividend State-Owned Enterprise ETF (510720) tracks the Shanghai Stock Exchange State-Owned Enterprise Dividend Index, with a dividend yield of 6.78%, the highest among major dividend indices [4] - This ETF has consistently announced dividends for 13 consecutive months since its launch in May 2024, making it a rare monthly dividend-paying ETF in the market [4]