Group 1 - The People's Bank of China announced a reduction in the Loan Prime Rate (LPR) for the first time this year, with the one-year rate set at 3% and the five-year rate at 3.5%, both down by 0.1 percentage points from the previous month [1][2] - The central bank also lowered the seven-day reverse repurchase rate from 1.50% to 1.40%, which is expected to influence the LPR downward through market mechanisms [2] - Borrowers with adjustable-rate mortgages can choose their loan rate adjustment periods, with options ranging from three months to one year, allowing for timely adjustments in response to LPR changes [2] Group 2 - A calculation showed that for a loan of 2 million yuan with a 20-year term and a reduction in interest rate from 3.60% to 3.50%, the monthly payment would decrease by 103.04 yuan, resulting in a total interest savings of 24,728.39 yuan [3]
LPR下调，最快明天喜提降息“红包”，速看你的房贷何时减少
Sou Hu Cai Jing·2025-05-20 06:15