兴业银行成都分行多举措深化普惠金融实践 赋能小微企业发展

Group 1 - The core viewpoint emphasizes the commitment of Industrial Bank Chengdu Branch to support the development of small and micro enterprises through innovative credit solutions, enhanced services, and technology integration [1] - As of the end of March, the bank's inclusive micro-loan balance exceeded 20 billion yuan, serving over 13,000 clients, thereby injecting new momentum into the growth of small and micro enterprises [1] Group 2 - The bank has collaborated with local government and technology departments to create a "government-bank-enterprise" service system, providing a customized "Zhuangda Loan" solution for a national-level "specialized, refined, distinctive, and innovative" small giant enterprise in the precision machinery sector [2] - The bank's innovative "technology flow" credit evaluation system incorporates 37 patents and industry-academia-research cooperation results into the assessment, facilitating a rapid loan disbursement of 10 million yuan within three days [2] Group 3 - The "no repayment renewal loan" scheme has been implemented to support urban renewal projects, ensuring continuous funding for a gas company involved in city pipeline upgrades, with a loan of 10 million yuan disbursed in just five working days [3] - This model has been replicated across nearly 200 enterprises, with a total of over 260 million yuan in no repayment renewal loans issued [3] Group 4 - The bank has developed an innovative "traffic value assessment model" to address financing challenges faced by a local MCN organization, resulting in the first MCN loan in Sichuan based on "traffic assets," with a loan of 2 million yuan completed in two working days [4] - The bank aims to deepen its "financing coordination+" service model, leveraging technological advantages to create a comprehensive service loop for small and micro enterprises [4]