LPR迎来年内首降，国有大行一年定期下破1%，如何影响股市楼市？丨南财号联播

Group 1 - Guangdong has introduced 28 reform measures to promote the "Hundred Counties, Thousand Towns, and Ten Thousand Villages High-Quality Development Project," focusing on enhancing county-level development mechanisms and promoting rural revitalization [1] - Gold prices surged past $3,300 for the first time since May 9, while oil prices also increased, with U.S. crude oil nearing $64 per barrel, influenced by geopolitical tensions regarding Israel's potential attack on Iran's nuclear facilities [1] - Tencent has fully disclosed its large model strategy, showcasing a comprehensive upgrade of its AI product matrix, including self-developed models and AI cloud infrastructure, at the Tencent Cloud AI Industry Application Summit [1] Group 2 - The LPR has experienced its first decline of the year, with the 1-year LPR dropping to 3% and the 5-year LPR to 3.5%, following a previous reduction in policy rates and housing loan rates [2] - The market has seen a significant increase in the price of expired photo paper, with a box originally priced at 70 yuan being sold for as much as 7,000 yuan in the second-hand market, indicating a consumer trend towards nostalgia and retro products [2] - Major tech companies are undergoing a "second entrepreneurship," with founders returning to lead their companies amid significant market challenges, particularly in the e-commerce sector, which has seen new competitors emerge [3]