花旗副董事长卡门·哈达德：花旗银行的高净值客户正利用黄金对冲投资组合风险。

Group 1 - The core viewpoint is that high-net-worth clients of Citibank are utilizing gold to hedge against investment portfolio risks [1] Group 2 - Citibank's Vice Chairman Carmen Haddad emphasizes the increasing trend among wealthy clients to incorporate gold into their investment strategies [1]