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政在发声丨四部门详解科技金融政策,加快破解金融支持科技难点堵点
2 1 Shi Ji Jing Ji Bao Dao·2025-05-22 13:01

Group 1 - The core viewpoint emphasizes that financial capital is essential for supporting high-level technological self-reliance and innovation, and that developing technology finance is crucial for integrating technological and industrial innovation [2] - The Ministry of Science and Technology, along with six other departments, has jointly issued policies focusing on venture capital, monetary credit, capital markets, technology insurance, and bond markets, proposing 15 policy measures [2][3] - The policies aim to address the challenges in financial support for high-level technological self-reliance and are part of a systematic deployment to enhance the financial ecosystem for technology innovation [2][4] Group 2 - As of the end of Q1 this year, the loan balance for high-tech enterprises in the banking sector reached 17.7 trillion yuan, with a year-on-year growth of 20%, significantly outpacing the average growth of all loans [3] - Major banks have established dedicated technology finance departments and set up 2,178 technology branches nationwide to better serve technology enterprises [3][4] - The financial regulatory authority has introduced a "345" technology finance service system, which includes a policy system, product supply system, and professional organization system [3] Group 3 - Four pilot projects have been initiated to provide long-term capital support for technology enterprises, including equity investment trials and insurance fund investment reforms, with total signed intent amounts exceeding 3.8 trillion yuan [4][5] - The People's Bank of China has increased the scale of re-loans for technological innovation from 500 billion yuan to 800 billion yuan and reduced the re-loan interest rate from 1.75% to 1.5% to encourage more precise loan support for enterprises [5][6] Group 4 - The capital market plays a crucial role in supporting technology innovation through mechanisms like a "green channel" for technology enterprises and the establishment of a "technology board" in the bond market [6][7] - The China Securities Regulatory Commission has introduced various policies to optimize the support for technology innovation, including more inclusive listing conditions for technology companies [6][7] - Approximately 100 institutions have issued technology innovation bonds, with a total issuance scale exceeding 250 billion yuan, demonstrating the effectiveness of the new bond market initiatives [7][8]