银行高管，渐别高薪？

Core Insights - The majority of bank executives in China have experienced salary reductions due to performance pressures and the need for cost-cutting measures, with 78.5% of the 42 A-share listed banks reporting a decline in total executive compensation [1][2][4] - The total executive compensation for these banks decreased by 19.5% from 8.7 billion yuan in 2023 to 7 billion yuan in 2024 [2] - A notable trend is the shift towards higher salaries for employees while executives face pay cuts, reflecting a structural adjustment in compensation distribution [1][5][6] Summary by Category Executive Compensation Trends - 33 out of 42 banks reported a decrease in executive compensation, with the highest drop being 82.4% at Changsha Bank, where total executive pay fell from 1.4111 million yuan in 2023 to 248.5 million yuan in 2024 [3][8] - The highest increase in executive pay was observed at Huaxia Bank, which saw a 37.5% rise from 17.455 million yuan in 2023 to 23.991 million yuan in 2024 [2][3] Structural Adjustments - The decline in executive pay is part of a broader trend influenced by regulatory changes aimed at balancing income distribution among different levels of bank employees, particularly favoring frontline and grassroots staff [4][5] - The implementation of the "salary limit order" in 2015 has led to a sustained reduction in executive pay at state-owned banks, with average compensation dropping from approximately 110,000 yuan before the order to around 80,000 yuan currently [7][8] Market Dynamics - Smaller banks are leading in executive compensation, with the highest individual salary exceeding 4 million yuan, indicating a more market-oriented compensation structure [7][8] - The top ten banks by executive compensation include both national joint-stock banks and city commercial banks, with the highest total compensation recorded at Minsheng Bank at 40.4854 million yuan, despite a 13.5% decrease [8][9] Recruitment and Performance Incentives - Many smaller banks are increasingly adopting open recruitment practices for senior management positions, often advertising salaries in the million yuan range to attract talent [9] - A significant number of banks have implemented deferred performance pay systems, which serve as a risk control mechanism and encourage executives to adopt lower-risk strategies [9]