6月起，中国将出现4大趋势，关乎钱包、房子、婚姻和饭碗

Economic Performance - The overall performance of the domestic economy is good, with GDP reaching 50.28 trillion yuan in the first half of 2025, a year-on-year increase of 5.3% at constant prices [1] - The per capita disposable income of residents in the first quarter was 12,179 yuan, showing a nominal growth of 5.5% year-on-year, and a real growth of 5.6% after adjusting for price factors [1] Trends in Banking and Savings - Deposit interest rates are decreasing, with the three-year deposit rate dropping from over 3% to below 2% since 2023, indicating a trend of lower savings for depositors [3] - It is recommended that depositors choose joint-stock banks for higher interest rates compared to state-owned banks, while ensuring better safety than village and commercial banks [3] Real Estate Market - The pace of affordable housing entering the market is accelerating to meet the needs of low-income families, with a plan to launch 6 million affordable housing units over five years, averaging 1.2 million units per year [7] - The introduction of affordable housing is expected to divert demand from the commodity housing market, potentially accelerating the decline in housing prices [7] Marriage Trends - The marriage rate has been declining, with 1.81 million couples registering in the first quarter of 2025, a decrease of 159,000 compared to the same period last year [9] - New regulations simplifying the marriage registration process are expected to lead to a rebound in marriage rates in the second half of the year [10] Artificial Intelligence Integration - AI is increasingly becoming part of daily life, with applications in various sectors such as autonomous delivery and customer service [13] - The integration of AI in industries is anticipated to replace many traditional jobs, while also creating new management positions, highlighting the need for workforce adaptation to AI technologies [13]