为什么这家银行被国资股东与管理层抢着增持？

Core Viewpoint - The investment value of Suzhou Bank is increasingly recognized, showcasing strong revenue capability, performance resilience, and asset quality in its latest financial reports for 2024 and Q1 2025 [1] Financial Performance - Suzhou Bank achieved continuous growth in operating income and net profit attributable to shareholders in both 2024 and Q1 2025, with a net profit growth rate exceeding 10% in 2024, ranking 11th among 42 A-share listed banks [2][3] - In 2024, the bank reported operating income of 12.224 billion yuan, a year-on-year increase of 3.01%, and a net profit of 5.068 billion yuan, up 10.16% from the previous year [3] - For Q1 2025, the bank's operating income was 3.250 billion yuan, a 0.76% increase, and net profit was 1.554 billion yuan, growing by 6.80% [3] Asset Quality - The non-performing loan ratio has decreased for six consecutive years, reaching a record low of 0.83% by the end of 2024, with a provision coverage ratio of 483.50%, indicating strong risk management capabilities [2][7] - The bank's capital adequacy ratios are robust, with a core tier 1 capital adequacy ratio of 9.77% and a total capital adequacy ratio of 14.87% [7] Shareholder Returns - Suzhou Bank has maintained a cash dividend payout ratio exceeding 30% for five consecutive years, reflecting a strong commitment to shareholder returns [2][9] - The bank plans to distribute a cash dividend of 2.0 yuan per 10 shares for 2024, totaling 1.647 billion yuan [9] Strategic Focus - The bank emphasizes support for the real economy and has developed a comprehensive service model for technology innovation enterprises, including various financial support plans [5] - In cross-border finance, the bank's international settlement volume exceeded 16.8 billion USD in 2024, doubling from the previous year, with significant growth in foreign currency financing and derivatives [6] Market Recognition - Increasing recognition from investors is evident, with significant share purchases by institutional shareholders and management, indicating confidence in the bank's governance and profitability [8][10] - The bank's stock price rose over 30% in 2024, reflecting its strong fundamentals and commitment to high dividends [9][10]