苏州固锝: 苏州固锝电子股份有限公司对外担保管理制度（2025年修订）

General Principles - The external guarantee management system aims to protect the rights and interests of the company and its investors, regulate external guarantee behavior, ensure asset safety, and control guarantee risks [1][2] - The system applies to the company and its wholly-owned, controlling subsidiaries [1] Guarantee Restrictions - The company is prohibited from providing guarantees for non-legal entities and individuals, and for any entity with a debt ratio exceeding 70% based on the latest financial statements [2] - Guarantees must be backed by counter-guarantees from parties with actual capacity to bear the obligations [2] Approval Process - External guarantees require approval from the board of directors or the shareholders' meeting [5][16] - The company must conduct a thorough review of the applicant's financial status and creditworthiness before granting guarantees [5][6] Documentation Requirements - Guarantee applications must include detailed financial information, repayment plans, and relevant contracts [10][11] - The finance department is responsible for receiving and investigating guarantee applications [5][12] Risk Management - The company must take necessary measures to assess the credit status of the guaranteed party and ensure that the risks are manageable [3][6] - The finance department must maintain accurate records of all external guarantees and monitor repayment obligations [29][30] Information Disclosure - The company is required to disclose information regarding external guarantees in accordance with relevant laws and regulations [33][34] - Timely disclosure is mandated if the guaranteed party fails to meet repayment obligations or if there are significant changes in their financial status [36][37] Legal Responsibilities - The company must establish a regular review system to monitor guarantee activities and address any violations promptly [37][39] - Individuals who violate the guarantee management system may face disciplinary actions based on the severity of the breach [39][40]