美国联邦存款保险公司（FDIC）：美国银行利润在2025年第一季度攀升5.8%，达到706亿美元。银行利润增长受非利息收入增加推动。银行在第一季度计提贷款损失准备金，同比增长9.1%。银行资产质量总体良好，但商业房地产（CRE）投资组合的疲软持续存在。银行业贷款增长放缓，第一季度年增长率仅为3%，而疫情前的平均增长率为4.9%。“问题银行”数量减少了3家，目前为63家。

Core Insights - U.S. bank profits increased by 5.8% in Q1 2025, reaching $70.6 billion, driven by a rise in non-interest income [1] - Loan loss provisions rose by 9.1% year-over-year in the first quarter [1] - Overall asset quality remains good, although weaknesses persist in the commercial real estate (CRE) portfolio [1] - Loan growth in the banking sector slowed, with an annual growth rate of only 3% in Q1, compared to a pre-pandemic average of 4.9% [1] - The number of "problem banks" decreased by 3, now totaling 63 [1]