看金融“五篇大文章”如何助力龙江高质量发展

Group 1: Financial Support for High-Quality Development - The central financial work conference emphasizes that finance should provide high-quality services for economic and social development, focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance [1] - The Heilongjiang financial regulatory bureau has implemented various policies to support the development of technology finance, green finance, and inclusive finance, aiming to enhance local economic and social development [1] Group 2: Technology Finance Enhancement - Heilongjiang's banking sector has provided loans totaling 115.28 billion yuan to 12,391 high-tech enterprises and small and medium-sized technology companies, marking a 16.3% year-on-year increase [3] - The provincial financial regulatory bureau has guided financial institutions to strengthen financial services for technology enterprises throughout their lifecycle, promoting innovation and development in key technology sectors [2][3] Group 3: Green Finance Initiatives - The Agricultural Development Bank of China has provided a loan of 27.9375 million yuan for ecological restoration projects, demonstrating the commitment to green finance [5] - The total balance of green financing in Heilongjiang's banking sector reached 263.55 billion yuan, reflecting a 22% year-on-year growth [5] Group 4: Inclusive Finance Development - The Heilongjiang financial regulatory bureau has established mechanisms to enhance financial services for small and micro enterprises, resulting in 23,400 small enterprises receiving loans totaling 23.47 billion yuan [8][9] - The balance of non-repayable loans for small and micro enterprises reached 31.64 billion yuan, showing a 30.7% year-on-year increase [8] Group 5: Pension Finance Growth - The banking and insurance sectors in Heilongjiang have actively developed personal pension products, achieving a total premium income of 79.447 million yuan from exclusive commercial pension insurance since March 2022 [11] - The number of individuals covered by long-term care insurance in Qiqihar reached 286,100, with claims amounting to 11.6941 million yuan [11] Group 6: Digital Finance Advancement - The Heilongjiang financial regulatory bureau is promoting digital transformation in financial institutions, with over 11 million personal customers using the "dual-star" online platform of the Construction Bank [14] - Financial institutions are leveraging digital technologies to enhance service efficiency and product innovation, introducing various digital loan products [14]