Industry Overview and Market Size - The supply chain finance industry in China integrates logistics, information flow, and capital flow to alleviate financing gaps, especially for SMEs. The scale of supply chain basic assets is projected to grow from 127.2 trillion yuan in 2020 to 133.9 trillion yuan in 2024, with a compound annual growth rate (CAGR) of 9.1%. Accounts receivable account for over 40% of the main asset types. The supply chain finance market size is expected to increase from 22.7 trillion yuan to 41.8 trillion yuan during the same period, with a CAGR of 13.5% driven by AI technology and loose monetary policy [1][2][18]. Core Development Trends - Technological empowerment is deepening, with AI models enhancing review efficiency by 95% and reducing labor costs. Blockchain technology improves data transparency and asset transfer efficiency. The rise of treasury management models is optimizing resource allocation and enhancing collaboration in supply chain finance. Policy support is strengthening, with initiatives aimed at promoting inclusive finance and alleviating financing pressure on SMEs [2][3][4]. Technology Applications and Market Pain Points - Traditional supply chain finance faces challenges such as information silos and high risk control difficulties. Technological solutions using big data and blockchain enhance risk control accuracy and transaction efficiency. The penetration rate of third-party technology solutions is expected to rise from 5.2% in 2020 to 11.7% in 2024, with a forecast of 20.2% by 2029 [3][4][5]. Competitive Landscape and Leading Companies - The supply chain finance technology service providers in China include third-party platforms, financial institutions, and core enterprise affiliates. By 2024, five major institutions, including Lianyi Rong and Ant Group, are projected to hold 74.2% of the supply chain ABS/ABN market, with Lianyi Rong leading at a 29.2% market share [4][5][6]. Future Outlook - The supply chain finance technology sector is expected to evolve towards intelligence and ecosystem integration, driven by the expansion of emerging industries and continuous policy support. The integration of technologies such as AI, blockchain, and IoT will further optimize risk control models and expand service coverage [5][6]. Summary - Overall, the Chinese supply chain finance technology industry is progressively building an efficient and transparent ecosystem through technological innovation and model upgrades, providing significant support for the development of the real economy [6].
CIC灼识咨询:2025中国供应链金融科技行业蓝皮书
Sou Hu Cai Jing·2025-06-02 02:25