从支付到融资，NEXIM构建链上供应链金融闭环，加速产业价值重构

Core Insights - The traditional supply chain finance is facing unprecedented structural challenges due to high financing barriers, long payment terms, and low settlement efficiency, which hinder the development of SMEs and cross-border trade [1][3] - NEXIM is leveraging Web3 technology to create an on-chain supply chain finance system that enhances efficiency and value for real enterprises in the digital economy [1][4] Group 1: Traditional Bottlenecks - SMEs struggle to obtain financing due to a lack of credit history and collateral, leading to cumbersome processes and long cycles that reduce operational flexibility [3] - Cross-border settlements face issues such as multi-party clearing, currency losses, and bank fees, which diminish the motivation for enterprises to expand into overseas markets [3] Group 2: NEXIM's On-Chain Financial Model - NEXIM proposes a blockchain-based financial model supported by Web3 technology and driven by the ecological token NIM, aimed at empowering the global supply chain system [4] - The model achieves five key breakthroughs: on-chain payments for real-time global settlements, asset confirmation through immutable data, conversion of order amounts into "consumption power," issuance of digital assets for financing, and incentivization through the NIM token [5] Group 3: Application Results and Ecosystem Expansion - NEXIM has served over 30,000 users and 2,000 certified enterprises, with a cumulative merchant consumption exceeding $3 million, significantly improving cash flow efficiency, credit visibility, and order processing speed [7] - The company is providing customized digital transformation services across various industries, including manufacturing, cross-border e-commerce, retail, and agricultural circulation, establishing a new paradigm of "data-driven credit and transaction-driven finance" [7] Group 4: Deep Integration of Web3 and Real Economy - NEXIM views Web3 as a new commercial system at the intersection of data, behavior, and value, emphasizing that payment is just the entry point while the financial closed loop is fundamental [8] - The platform aims to create a multi-party value network around merchants, nodes, and consumers, integrating transaction, data, and governance systems to transform the supply chain into a value creation chain [8]