Group 1 - The consumer finance industry is entering a new stage of high-quality development driven by continuous technological investment and digital transformation [1][3] - Xiaomi Consumer Finance has been recognized for its "Data Feature Unified Management Platform" in the "2023-2024 Annual Digital Transformation Achievement Case Competition" held by the Chongqing Banking Association [1] Group 2 - Xiaomi Consumer Finance aims to empower business development through technology and enhance digital operations with data, utilizing big data and artificial intelligence to improve financial service efficiency and convenience [3][4] - The company focuses on precise user profiling and segmentation to meet differentiated consumer needs across various scenarios such as travel, home decoration, and education, offering inclusive financial products like cash installment, consumption installment, and revolving credit [3] Group 3 - Risk control is a core aspect for financial institutions, and Xiaomi Consumer Finance leverages emerging technologies like big data and artificial intelligence to optimize risk control models across all stages of lending [4] - The company has established an advanced big data anti-fraud risk control system, integrating multiple protective measures such as manual identification, intelligent mapping, real-time fraud detection, and group fraud prevention [4] - Moving forward, Xiaomi Consumer Finance will continue to focus on technology and data-driven approaches to enhance consumer financial service experiences and promote the digital transformation and upgrade of the consumer finance industry [4]
小米消金持续夯实数字化实力 数字化转型成效获行业积极评价
Sou Hu Cai Jing·2025-06-03 10:41