2024年信托业实现利润230.87亿元，同比下跌45.52%

Group 1 - The core viewpoint of the news is that the trust industry in China is experiencing significant growth in asset scale, with a projected increase to 29.56 trillion yuan in 2024, reflecting a 9.48% growth compared to mid-2024 and a 23.58% increase from the end of 2023 [1] - By the end of 2024, the scale of fund trusts is expected to reach 22.25 trillion yuan, marking an 11.53% increase from mid-2024 and a 28.02% increase from the end of 2023 [1] - The operating income of the trust industry is projected to rise to 94.036 billion yuan in 2024, an 8.89% increase from 86.361 billion yuan in 2023, while profits are expected to drop significantly by 45.52% to 23.087 billion yuan [1] Group 2 - The trust industry is shifting from a focus on capital financing and asset management to prioritizing asset service trusts, which is expected to impact overall profit margins due to the low-fee nature of asset service trusts [2] - The regulatory framework established by the China Banking and Insurance Regulatory Commission in 2023 aims to categorize trust business, with a three-year transition period set to ensure orderly implementation [2] - Wealth management service trusts are highlighted as a key focus in the business classification adjustment, accounting for 76% of the 25 categories, with family trusts, insurance trusts, and other personal wealth trusts collectively amounting to 1.028882 trillion yuan [2] Group 3 - There is a growing demand for comprehensive wealth management among trust clients, driven by the stable growth of the Chinese economy and increasing personal income, indicating significant development potential for wealth management services in the trust industry [3]