大商所大豆“银期保”专项项目连续三年落地黑龙江省北安市

Core Viewpoint - The launch of the "Silver Futures Insurance" project for soybean cultivation in Beian, Heilongjiang Province, marks the third consecutive year of successful implementation by COFCO Futures, injecting financial momentum into the local soybean industry and supporting agricultural efficiency and farmer income [1][2]. Group 1: Project Overview - The "Silver Futures Insurance" project covers approximately 70,000 acres of soybean planting with a spot volume of about 12,000 tons [1]. - The project involves collaboration among multiple futures companies, insurance companies, and the Industrial and Commercial Bank of China (ICBC) to design risk management solutions [1]. - The project creates a comprehensive service loop from "planting—harvesting—selling," providing farmers with dual protection against natural disasters and market price fluctuations [1]. Group 2: Financial Support and Mechanism - ICBC provides supporting credit to meet the funding needs for land transfer and agricultural inputs, enhancing the efficiency and effectiveness of financial services in the agricultural sector [1]. - The innovative design of the project, particularly the "grain payment direct repayment" mechanism, offers strong risk mitigation for banks, ensuring the safety of credit funds [1]. - The project has cumulatively covered 245,000 acres of soybean planting since its inception, with a total credit amount exceeding 70 million yuan [2]. Group 3: Impact and Future Prospects - The project has validated the viability and adaptability of the "insurance + futures" model in major soybean production areas, enhancing service efficiency and precision [2]. - The comprehensive safety net constructed through "insurance + futures" and "orders + credit" addresses income instability and production-sales funding challenges for cooperatives [2]. - The initiative supports the national strategy for rural revitalization and aims to enhance soybean production capacity and stabilize the industry [1][2].