
Core Insights - The government work report for 2025 emphasizes the need for comprehensive reform to stimulate innovation and creativity across society [1] - Industrial Bank's Chengdu branch is implementing inclusive finance practices through "credit innovation, service renewal, and technology empowerment" [1] Group 1: Inclusive Finance Initiatives - Industrial Bank's Chengdu branch has achieved a balance of over 20 billion yuan in inclusive small and micro loans, serving more than 13,000 clients as of the end of March [1] - The "Zhuangda Loan" program was tailored for a national-level specialized and innovative "little giant" enterprise, providing 10 million yuan in credit within three days by utilizing a "technology flow" credit evaluation system [2] - The "No Principal Renewal Loan" scheme was developed to support a gas company facing funding needs due to urban pipeline upgrades, resulting in a 10 million yuan loan disbursed in just five working days [3] Group 2: Support for New Economy - The Chengdu branch is aiding the e-commerce sector by addressing funding challenges faced by a leading MCN agency, utilizing a "traffic value assessment model" to evaluate intangible assets [4] - The bank completed a 2 million yuan loan for the MCN agency in two working days, showcasing its ability to adapt to the needs of new economy enterprises [4] Group 3: Future Directions - The Chengdu branch plans to deepen its "financing coordination+" service model, leveraging technological advantages to create a comprehensive service loop for small and micro enterprises [5] - The bank aims to utilize tools like "satellite remote sensing monitoring 2.0" and "technology flow evaluation system" to enhance its service offerings [5]