中国人民银行副行长陶玲：完善科技金融生态体系 实现科技与金融良性互动

Core Viewpoint - The integration of technology, industry, and finance forms a mutually beneficial ecosystem that drives the transformation of technological achievements, but challenges remain in achieving effective interaction between technology and finance [1][2] Group 1: Challenges in Technology and Finance Interaction - There are significant differences in risk characteristics and financing needs of technology enterprises at different stages of their lifecycle, leading to insufficient adaptability of financial supply [1] Group 2: Recommendations for Improvement - Strengthening the credit service capabilities of banks to direct more credit resources towards technology-oriented SMEs, promoting rapid growth in technology loans [1] - Optimizing policies for re-loans for technological innovation and equipment upgrades, with a signed loan amount of 16,705 billion and disbursed amount of 5,701 billion as of the end of April [1] - Establishing a "Technology Board" in the bond market to support the issuance of technology innovation bonds by financial institutions, technology enterprises, and equity investment institutions [1] - Enhancing support from capital markets by optimizing systems for listing, mergers and acquisitions, and equity incentives, while also promoting innovation in technology insurance products and services [1] Group 3: Collaborative Mechanisms - Strengthening collaborative mechanisms to improve the technology finance ecosystem, including establishing a coordinated promotion mechanism among the People's Bank of China, the Ministry of Science and Technology, and relevant departments [2]