Group 1 - The National Financial Regulatory Administration approved the absorption and merger of Zhongshan Dongfeng Pearl River Village Bank and Dongguan Huangjiang Pearl River Village Bank by Guangzhou Rural Commercial Bank, allowing the latter to inherit all rights and obligations post asset verification [1] - Guangzhou Rural Commercial Bank has initiated the establishment of six village banks in Guangdong Province, with several banks opting for absorption and merger as a method of disposal [1] - In May, the Guangdong Financial Regulatory Bureau approved the merger of Sanshui Pearl River Village Bank by Shunde Rural Commercial Bank, changing the main initiating bank from Guangzhou Rural Commercial Bank to Shunde Rural Commercial Bank [2] Group 2 - The main initiating banks typically evaluate market share, operational status, and competition intensity to choose the best disposal method for village banks, aiming for maximized benefits and long-term development [2] - Many initiating banks also increase their shareholding or registered capital in village banks, as seen with Zhongyin Fudeng Village Bank raising its registered capital from 25 million to 40 million yuan [2] - The advantages of absorption and merger include efficient resource integration, unified technology platform maintenance, enhanced risk management, and improved brand recognition and market credibility for village banks [2][3] Group 3 - The main initiating banks can stabilize customer relationships through absorption and merger, leveraging their experience and resources to foster the development of village banks and innovate financial products and services [3]
主发起行对村镇银行处置呈现“一行一策”趋势