润通实业支付牌照被注销，预付卡仍是“摘牌”重点类型

Core Viewpoint - The payment license of Shanghai Runtong Industrial Investment Co., Ltd. has been revoked, marking a significant reduction in the number of third-party payment licenses in China [1][4]. Company Summary - Runtong Industrial was established in September 2006 and obtained a payment license in 2012, allowing it to issue and accept prepaid cards in Shanghai [1]. - The company’s prepaid card brand, "Yingdian Life Card," was primarily used for commercial point consumption and e-commerce services, and was a popular choice for enterprises and individuals in Shanghai [3]. - Complaints from consumers regarding the "Yingdian Life Card" have emerged since early 2022, with issues related to account freezing and significant balance reductions due to undisclosed management fees [3]. Industry Summary - Runtong Industrial is the sixth payment institution to have its license revoked in 2023, contributing to a total of 102 institutions exiting the market, leaving only 169 payment licenses remaining [4]. - The prepaid card issuance and acceptance category is particularly affected, with many institutions voluntarily withdrawing from the market [4]. - The implementation of the "Non-bank Payment Institution Supervision and Management Regulations" has raised the minimum registered capital requirement to 100 million yuan, leading to expectations of further declines in the number of prepaid card licenses [4]. - Analysts suggest that traditional prepaid card businesses are facing saturation and profit pressure, necessitating a shift towards digital transformation and enhanced online product offerings to survive [5].