为科技金融发展营造更好环境（记者手记）

Group 1 - The introduction of a "Technology Board" in the bond market aims to support technology enterprises in increasing R&D investment and project construction efforts [1] - Financial institutions are actively engaging in technology finance, providing various financial products such as "Science and Technology Loans" and "Point Loans" to address funding challenges for enterprises [1][2] - The banking sector has issued over 650 billion yuan in intellectual property pledge loans since the start of the 14th Five-Year Plan, enhancing the ability and willingness of banks to provide financing services based on patents [2] Group 2 - Financial institutions are encouraged to utilize tools like loan interest subsidies and risk compensation to guide low-risk capital into innovative fields [2] - The insurance industry is successfully providing risk protection for key sectors like integrated circuits through collaborative insurance models, with plans to further explore this approach for technology insurance [2] - Financial institutions are improving their ability to serve technology enterprises by leveraging big data and artificial intelligence, and are encouraged to enhance data sharing while ensuring data security [3]