沂链通供票小课堂：沂链通供票平台具有供票融资功能吗？

Core Insights - The article highlights the advantages of the Yichain Tong supply chain bill platform, which is the first public service platform for supply chain bills initiated by local government, providing comprehensive online services for electronic commercial bills throughout their lifecycle [1][12] - The platform addresses the financing challenges faced by small and medium-sized enterprises (SMEs) by offering features such as instant fund availability, access to numerous financial institutions, free inquiries, and user-friendly operations [2][12] Financing Features - Yichain Tong offers a direct financing function based on real trade backgrounds and debt relationships, matching financing products and services between financial institutions and bill-holding enterprises [1][12] - The platform provides a "second-level discount" function for SMEs, allowing them to access bank discount information directly and complete the entire discount process online [4][12] - Enterprises can initiate online inquiries to multiple banks with a single click, enabling rapid matching with discount banks and quick fund disbursement [5][12] Lifecycle Management - Yichain Tong supports the entire lifecycle management of supply chain bills, including issuance, acceptance, endorsement, discounting, pledge, and payment, catering to diverse payment and settlement needs of enterprises [6][12] - The bills can be fractionally issued and circulated, enhancing liquidity, protecting creditor rights, and improving capital efficiency without occupying bank credit or requiring collateral [7][12] Real-World Applications - A core enterprise utilized the Yichain Tong platform to issue supply chain bills for paying upstream suppliers, who could then split and transfer the bills to secondary suppliers or quickly complete discount financing on the platform [8][12] - An upstream supplier converted accounts receivable into supply chain bills by submitting trade background information online, allowing for automatic review and instant fund disbursement [9][12] Industry Recognition - The Yichain Tong platform has surpassed a supply bill business scale of 20 billion yuan, ranking among the top five nationwide, and has established partnerships with several banks to create a comprehensive supply bill ecosystem [10][12]