Sou Hu Cai Jing·2025-06-09 07:13Core Viewpoint - The article emphasizes the importance of financial literacy among elderly consumers to protect their rights and assets from fraudulent schemes, particularly in the context of increasing scams targeting this demographic due to population aging [1][2]. Group 1: Financial Literacy Initiatives - The Bank of China Chongqing Branch launched the "Financial Accompanying You" series to enhance financial consumers' awareness and ability to safeguard their rights [1]. - The current session focuses on the theme "Elderly Consumers Beware of Pension Fraud Traps" [1]. Group 2: Pension Fraud Awareness - Scammers exploit elderly individuals by using deceptive tactics related to "subsidy claims," "poverty alleviation," "insurance agency retirement," "reverse mortgage," and "investment management" [1][2]. - Elderly consumers are advised to be cautious and improve their risk awareness to protect their retirement funds [1]. Group 3: Investment Caution - Elderly individuals should not be misled by terms like "capital protection high interest" or "guaranteed returns," as legitimate reverse mortgage schemes are regulated by the government [2]. - It is crucial for elderly consumers to choose legitimate institutions and channels for investment and to be wary of projects promising "low risk and high returns" [2]. - Consumers are encouraged to avoid "side door" financial services and to seek information from reputable sources to enhance their risk prevention capabilities [2].