狮桥融资租赁：深耕实体，数据彰显稳健增长与创新活力

Core Insights - The company, Lionbridge Financing Leasing (China) Co., Ltd., has established itself as a leading force in China's financing leasing industry, focusing on core areas to empower high-quality development of the real economy through solid performance and innovative services [1][4]. Group 1: Key Data Highlights - Core Driver: Innovation and Focus [3] - Future Outlook: The company will deepen its advantages in the new energy commercial vehicle sector, increase technological investments to enhance service efficiency, and explore new opportunities in green energy and small manufacturing equipment upgrades [3]. Group 2: Performance Metrics - Solid Capital Base: The company has a registered capital of 3.3 billion RMB, providing a strong foundation for business expansion and risk management [5]. - Leading Position in Commercial Vehicle Sector: As of the end of 2023, the company has invested over 170 billion RMB in the commercial vehicle financing leasing market, serving a large number of small and micro logistics enterprises and individual vehicle owners [5]. - Industry Leader in New Energy Transition: The company has made significant investments in the financing leasing of new energy commercial vehicles, particularly logistics heavy trucks, with a growth rate in new energy business far exceeding the industry average, estimated to reach over 50% [5]. Group 3: Commitment to Inclusive Finance - The company effectively serves groups underrepresented by traditional finance, with small and micro business owners and individual operators making up over 85% of its client base, addressing grassroots financing challenges [5]. Group 4: Risk Management Capabilities - The company maintains an excellent asset non-performing rate, significantly lower than the industry average, showcasing its strong risk management capabilities in a complex economic environment [5]. - Technology Empowerment: The company utilizes big data and AI technologies to achieve full-process online and intelligent business operations, enhancing efficiency and customer experience [5]. - Product Innovation: The company has introduced flexible repayment and vehicle-battery separation models to address pain points in logistics and new energy sectors [5]. - Ecosystem Development: The company connects upstream and downstream of the industry chain, providing comprehensive services for vehicle owners throughout the vehicle lifecycle [5].