18万亿元授信赋能小微企，融资协调机制激活市场“毛细血管”

Core Viewpoint - The establishment of a new financing coordination mechanism for small and micro enterprises in China marks a significant advancement in the financing service system, aiming to enhance the flow of bank credit resources to these enterprises [1] Group 1: Financing Coordination Mechanism - The mechanism is designed to create a platform that integrates government guidance with market operations to facilitate financing for small and micro enterprises [1] - Since the launch of the mechanism, banks have provided over 18 trillion yuan in new credit to enterprises on the recommended list [1] Group 2: Innovative Service Models - Various regions have developed innovative service models such as grid management and special interest subsidies, significantly improving the coverage and precision of financial services [2] - By the end of April, over 70 million small and micro enterprises were visited, with nearly 9 million included in the recommended list, resulting in new loans of approximately 14 trillion yuan [2] - Specific examples include the "Silver Grid Link" initiative in Quanzhou, which combines community workers with bank staff to identify financing needs [2] Group 3: Targeted Solutions for Financing Challenges - Local governments are focusing on addressing financing pain points through cross-departmental collaboration and targeted policy measures [3] - In Liaoning, a company received 6.9 million yuan in credit after resolving property rights issues through coordinated efforts [3] - A restaurant management company in Nanchang successfully obtained a 2 million yuan credit loan through a specialized financial product aimed at the elderly care sector [3] Group 4: Support for Technology and Foreign Trade - Financial resources are being directed towards technology innovation, with a technology company in Tianjin receiving a 10 million yuan credit line through a new product [4] - Small and micro foreign trade enterprises are facing increased cash flow pressures, prompting targeted financial support, such as a 1 million yuan loan and market analysis for an import-export company in Anhui [5] Group 5: Future Policy Directions - The financial regulatory authority plans to introduce a comprehensive set of policies to further support financing for small and private enterprises, emphasizing the importance of increasing credit supply and conducting extensive outreach [5]