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首单!上海信托、爱建信托不动产信托登记案例在沪同步落地
2 1 Shi Ji Jing Ji Bao Dao·2025-06-09 12:15

Core Insights - The successful launch of real estate trust projects by Shanghai Trust and Aijian Trust marks an expansion of real estate trust applications in China, focusing on family wealth inheritance and special needs for elderly individuals, showcasing the unique value of trust services in meeting public needs [1][2] Group 1: Shanghai Trust Project - Shanghai Trust's project is the first nationwide "real estate + cash" mixed asset family service trust, addressing urban family needs rather than focusing on special needs or charity [1] - The project involves a client using a commercial apartment as trust property, supplemented by cash assets, to generate stable cash flow through long-term leasing, aimed at supporting the client's mother's pension and future inheritance for children [1] - The trust structure ensures asset isolation from the client's other properties, mitigating risks related to debts or marital issues, and effectively addresses multiple core demands such as elderly care, future support for children, and property management [1] Group 2: Aijian Trust Project - Aijian Trust's case focuses on "housing for elderly care," being the first real estate trust for special needs in Shanghai, catering to the comprehensive needs of elderly individuals living alone [2] - The case involves an 80-year-old woman with no children, who uses a rental property to secure her living conditions while ensuring the property is passed on to her nephew [2] - The trust allows for risk isolation of assets, legal protection of trust rights, and systematic solutions for her needs, including rental income as a supplement to her limited retirement funds [2] Group 3: Efficient Implementation and Future Plans - The rapid implementation of these projects reflects a "full-process closed loop," with innovative processes and collaboration among multiple departments in Shanghai [3] - Within 10 days, six departments completed the issuance of a notification, operational guidelines for real estate trust product registration, and specific case registrations, demonstrating professional efficiency [3] - Shanghai plans to deepen the real estate trust registration pilot, enrich application scenarios, and enhance the legal framework to promote high-quality development in the trust industry, thereby strengthening Shanghai's position as an international financial center [3]