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彻底崩塌!20亿黄金骗局吞噬中产阶级,你的本金还在吗?
Sou Hu Cai Jing·2025-06-09 17:29

Core Viewpoint - Yongkun Gold has collapsed, affecting a significant number of middle-class individuals, small business owners, and wealthy families in the Yangtze River Delta, with the involved amount exceeding 2 billion [2] Group 1: Business Model and Operations - Yongkun Gold is not a traditional gold retailer but positions itself as a "comprehensive gold service provider," offering investment certificates instead of physical gold [4] - The company attracted investors with high-interest promises, initially offering annual returns as high as 9%, later stabilizing around 7%, significantly above market averages [4] - The business model relied on a Ponzi scheme structure, using new investor funds to pay returns to earlier investors rather than purchasing actual gold [6][8] Group 2: Investor Impact - Many investors, including families, invested substantial amounts, with some families investing up to 20 million [6] - As gold prices surged, investors rushed to withdraw their funds, leading to a liquidity crisis for Yongkun Gold, which could not fulfill withdrawal requests [7] - Employees of Yongkun Gold also suffered losses, with reports of them losing their life savings and facing financial distress [8] Group 3: Market Context and Warnings - The recent surge in gold prices attracted many investors seeking high returns, leading them to overlook the risks associated with high-yield investments [9][10] - The collapse of Yongkun Gold serves as a warning against high-yield investment promises, especially in a changing interest rate environment where traditional safe investments yield lower returns [12][19] - The situation reflects a broader issue of similar Ponzi schemes in China, indicating a systemic risk in the investment landscape [12]