Hua Xia Shi Bao·2025-06-10 04:08Core Insights - The article highlights the significant contributions of China People's Insurance Company (CPIC) in supporting the modernization and development of Henan province, focusing on various sectors including agriculture, technology, and disaster management [2][34]. Group 1: Agricultural Insurance and Support - CPIC has provided risk protection amounting to 568.92 billion yuan for 276.38 million agricultural households, benefiting 98.66 million households [15]. - The company has achieved a coverage rate of over 90% for comprehensive cost insurance for three major grain crops and has introduced innovative insurance products such as weather index insurance for wheat and corn, covering 178.75 million mu with 97.05 million yuan in protection [15]. - CPIC has also launched specialized insurance products for rural revitalization, providing 21.67 billion yuan in coverage for 12,400 households [15]. Group 2: Technological Innovation and Support - CPIC has established a technology insurance innovation laboratory in collaboration with the Zhengzhou Airport Economic Zone, focusing on providing comprehensive risk solutions for high-tech enterprises [18]. - By 2024, CPIC aims to provide 1.79 trillion yuan in risk protection for 1,803 high-tech enterprises and 944 billion yuan for 1,570 specialized and innovative enterprises [18]. Group 3: Disaster Management and Risk Prevention - CPIC has played a crucial role in disaster response, particularly during significant events like the July 20, 2021, heavy rain disaster, providing extensive rescue and claims services [25][33]. - The company has expanded its accident liability insurance coverage to 13,786 enterprises, offering 340.57 billion yuan in risk protection and conducting 14,700 accident prevention services [33]. - CPIC has initiated a catastrophe insurance program in collaboration with the industry, providing 588 million yuan in risk protection for 44.7 million people [33]. Group 4: Social Security and Healthcare - CPIC has contributed to the construction of a multi-level social security system, covering 87.82 million people with 27.77 trillion yuan in risk protection through various social insurance projects [20]. - The company has seen a 27.7% year-on-year increase in its commercial pension service customer base, reaching 45,000 clients by 2024 [20]. - CPIC has actively participated in the urban residents' major illness insurance project, serving over 11 million people and paying out more than 10 billion yuan in claims [20]. Group 5: Financial Services and Support for Enterprises - CPIC has introduced a new model of cooperation involving government, banks, and insurance to support small and micro enterprises, providing credit enhancement for 8,217 enterprises and individuals with 1.137 billion yuan in loans [7]. - The company has developed tailored insurance products for key industrial chains, providing 250.5 billion yuan in protection for 3,288 enterprises by 2024 [7].