中国支付清算协会发布《收单外包服务机构备案管理规范》

Core Viewpoint - The China Payment and Clearing Association has released the "Record Management Specification for Acquiring Outsourcing Service Institutions" to enhance self-regulation in acquiring outsourcing services, mitigate risks, and promote healthy market development [1][2] Group 1: Regulatory Framework - The "Record Management Specification" consists of eight chapters and thirty-four articles, covering general principles, application for record, information review and public disclosure, information management, cancellation of records, dispute handling, and disciplinary measures [1] - The specification clarifies the purpose, basis, scope of application, prerequisites for business operations, and principles for record-keeping [1] Group 2: Compliance and Management - It specifies the conditions for outsourcing institutions to be recorded, the required information and documentation, review standards, timelines, and circumstances under which records may be denied or rejected [1] - The specification outlines the requirements for changes in recorded institution information, data reporting, voluntary withdrawal processes, and circumstances for record cancellation by the association [1] Group 3: Risk Management and Self-Regulation - It emphasizes the management measures and self-discipline penalties for licensed institutions and outsourcing entities in violation of regulations, highlighting data security, confidentiality management, and work discipline [1][2] - The specification serves as a supporting self-regulatory framework for the "Self-Regulatory Management Measures for Acquiring Outsourcing Services," ensuring the practical implementation of the measures and promoting a standardized and healthy development of the acquiring outsourcing service market [2]