经济学家宋清辉：加强“一带一路”推广 促进区域经贸一体化

Core Viewpoint - The promotion and application of the digital renminbi and its cross-border settlement system along the "Belt and Road" initiative will facilitate regional economic and trade integration by providing a unified and efficient payment settlement system that reduces the costs and complexities of cross-border transactions [1][3]. Group 1: Digital Renminbi and Cross-Border Settlement - The digital renminbi, leveraging its first-mover advantage and mature technology, has become a key vehicle for economic cooperation among countries along the "Belt and Road" [3]. - The digital currency system (referred to as the "numismatic system") plays a significant role in promoting international trade and investment, particularly benefiting small and medium-sized enterprises by lowering the barriers to international trade participation [3][4]. - The traditional cross-border payment systems are complex and costly, while the numismatic system offers low-cost and convenient alternatives, thus supporting new financial infrastructure for emerging markets [3]. Group 2: Global Context and Future Potential - Over 130 countries and regions are exploring digital currencies, with 11 countries having fully launched Central Bank Digital Currencies (CBDCs) [4]. - The numismatic system has the potential to create a new ecosystem for international trade, although its success will depend on its scale of development and international acceptance [4]. - While the numismatic system is not expected to completely replace existing cross-border payment systems in the short term, it will add new dimensions to the global trade system, contributing to a more diversified and resilient international trade landscape [4].