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多部门合力提升新就业形态劳动者权益保障!有何新变化?一文了解→
Sou Hu Cai Jing·2025-06-11 14:24

Core Viewpoint - The Chinese government is launching a special initiative to address the rights and protections of gig economy workers, specifically focusing on a new occupational injury insurance scheme called "New Occupational Injury" tailored for delivery riders and ride-hailing drivers [1][6]. Group 1: New Occupational Injury Scheme - The "New Occupational Injury" scheme is designed specifically for workers in new employment forms, providing occupational injury protection based on the principles of platform funding, per-order payment, mandatory coverage for each order, and universal coverage for each individual [6][7]. - Unlike traditional commercial accident insurance, the "New Occupational Injury" scheme does not require personal contributions, as all costs are covered by the platform, making it suitable for both full-time and part-time workers [7][9]. - As of 2022, seven platform companies participated in pilot programs for this insurance, which are currently implemented in seven provinces and cities, including Beijing, Shanghai, and Guangdong [7][13]. Group 2: Financial Commitment and Coverage - A logistics platform has invested 120 million yuan in occupational injury insurance for drivers, covering approximately 1.6 million drivers, with coverage amounts ranging from several hundred yuan for minor injuries to up to 1 million yuan for severe injuries [9]. - An external delivery platform has reported a total premium expenditure of 1.5 billion yuan, covering nearly 7 million riders across seven provinces and cities as of April this year [11]. - The number of new employment form workers in China has reached 84 million, with over 11 million participating in insurance programs as of March [13]. Group 3: Future Plans and Algorithm Transparency - The Ministry of Human Resources and Social Security plans to expand the insurance pilot program to 17 provinces and cities, with a gradual push for nationwide implementation [13]. - Several platforms are also making efforts to optimize details regarding wages, rest times, and order dispatching, with a focus on transparency in algorithms related to order distribution and commission rates [13][15].