汽车业“反内卷”进行时 ｜ 承兑汇票、拖延验收，“60天”账期能否治本

Core Viewpoint - The commitment from 17 automotive companies to a "60-day payment term" has sparked discussions, but suppliers remain skeptical about the actual implementation and potential delays in payment [2][3][4]. Group 1: Payment Terms and Supplier Concerns - The 60-day payment term is seen as a positive signal for fair industry practices, yet suppliers are concerned about the vagueness of the commitment and the potential for continued cash flow issues [3][4]. - Many suppliers face high debt levels and financing costs due to prolonged payment terms, making cash flow security a critical concern [3][4]. - The payment method involving "acceptance bills" complicates the situation, as these bills typically take six months to be honored, effectively extending the payment period beyond 60 days [4][5]. Group 2: Ambiguity in Payment Calculation - Suppliers are uncertain about the starting point for the 60-day payment term, questioning whether it begins from the invoice date or the product delivery date [6][7]. - Delays in the acceptance and invoicing process can lead to extended payment timelines, undermining the intended benefits of the 60-day term [6][7]. - The potential for companies to manipulate acceptance criteria to delay payments further complicates the situation, as suppliers may face additional hurdles in receiving timely payments [7]. Group 3: Regulatory Framework and Industry Standards - The revised "Regulations on Payment of Small and Medium Enterprises" effective June 1 mandates that large enterprises must pay small and medium enterprises within 60 days of delivery, with specific conditions outlined for payment terms [8][9]. - The regulations prohibit the use of non-cash payment methods, such as commercial bills, to extend payment periods, emphasizing the need for clear contractual agreements [9][10]. - Experts suggest that the industry should establish self-regulatory norms to ensure compliance with these regulations and address the complexities of payment practices [10][11].